We live in a world where terrorism is an ever-present threat. Within the United Kingdom, we have seen the threat level alternate between ‘moderate’ to ‘severe’ on a regular basis, with ‘severe’ becoming the norm.

How would you define risk management? It is the practice of identifying and analysing loss exposures and taking steps to minimise the financial impact of the risks they impose.

Who arranges your building insurance and how premium is collected is defined with the terms of your Lease.

What is a broker and why should I use one? By definition, an insurance broker is: "a person or company registered as an adviser on matters of insurance and as…

Trace and access cover is only operative if there has been water damage to the structure of the property caused by a leaking pipe or apparatus (such as a boiler/washing…

The majority of insurance policies do not pay out the full cost of any claim you make under the policy. They apply what is known as a policy excess…

If your home is damaged by an insured peril (such as fire or water) and is rendered uninhabitable your insurers will provide alternative accommodation for you, your family and pets for…